Va loan income guidelines

 

 

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Debt-to-Income (DTI) Ratio Guidelines for VA Loans. VA lenders will take a deep dive into your finance to determine if you are eligible for a VA home loan. Residual Income Requirements For VA Home Loans · For loan Amounts $79,999 and below, the residual income must exceed: · For Loan Amounts of $80,000 and above the Additional VA Loan Income Requirements? · Monthly Income – Monthly Debts = Residual IncomeTo qualify for a VA home loan, this residual income number must exist. You may be eligible for a VA loan by meeting one or more of the following requirements: · You have served 90 consecutive days of active service during wartime, Types of Acceptable Income · Salary / W-2 Income · Military Income as shown on your LES · Overtime or Bonus Income: Both may be used to qualify if the income hasDTI for VA loan The VA prefers a debt-to-income ratio, or DTI, of no more than 41%. But borrowers with higher DTI ratios can get approved if they have enough

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